Life insurance beneficiary share checker for primary and backup paths

Use role labels only. This checker verifies percentage totals at each level and flags missing backup designations, minors, trusts or estate questions for professional review.

Primary and contingent beneficiary shares checked as two complete allocation paths
Issues to flag

Why each level stands alone

Primary and contingent shares are separate paths, so each should total the amount required by the insurer. Read the payout-path guide before completing the official form.